Goal Based Crypto SIP- Baskets
A Goal-Based SIP connects your regular investments directly to a financial goal, whether retirement, education for your child, or purchasing a home. It's not an open-ended SIP, which is designed without an end in view. It's measurable and goal-oriented because it's planned with the ultimate goal in mind.
Time Horizon Segmentation
Time horizon segmentation (short-term → liquid, safe investments; medium-term → a balanced portfolio; long-term → growth-oriented).
Risk Alignment
Risk alignment based on the investor's profile.
A Glide Path
A glide path that gradually moves allocations out of risky into safer assets as the target date nears.
Dashboard
Dashboards to monitor progress and indicate any deficits.
Why is it Smart?
In mainstream finance, these plans get marketed as child or retirement SIPs, although they are often infrequently rebalanced with fixed allocations. Robo-advisors merely added dashboards but are still based on static models. In crypto, "goal-based SIPs" typically just refer to regular buys with minimal concern for volatility or allocation protection. The benefit to investors is discipline, transparency, and improved planning--coordinating timetables, tactics, and risk management.
How Mulyantaran Makes Goal-Based SIPs Smarter
- Entries are not blind, but dynamic, due to the BUY/HOLD filter.
- Returns are from growth as well as steady vault yields.
- Allocations actually align short-, mid-, and long-term goals, with automated glide paths.
- AI brings predictive signals and individualized insights.
- Governance is integrated, with risk controls and fair pricing by NAV.
- User experience features interactive dashboards, gamification, and risk meters.
- Infrastructure is professional-level, with complete monitoring loop, execution, and reporting.